Michigan workmans comp is administered by the Michigan Department of Labor & Economic Growth Workers Compensation Agency. Their staff works to assist workers injured on the job as well as employers that have claims from employees. The benefit system provides protection for both employees and employers. Employees are eligible for compensation for workplace accidents and employers know that the financial payments are limited and therefore have a controlled risk regarding workplace injuries.
Benefits in Michigan are paid for by employers either through paying for coverage through a commercial insurance carrier, or by purchasing self-insured coverage. There is not a workers' compensation fund and employers must not deduct any fees from employees paychecks for workers comp.
If you have been injured on the job in Michigan, you should seek medical care and notify your supervisor and employer as soon as possible. During the first ten days following the incident, your employer may direct you to a specific physician for treatment. Following those ten days, a worker may select their own physician and must provide their employer with that physician's name.
As soon as your employer has knowledge of the incident, they must submit an “Employers Basic Report of Injury” (form 100) to the compensation agency and notify their insurance carrier. They must also provide the name and address for their insurance carrier for use during billing from medical facilities. In the event that your employer will not submit a report of the injury, you may contact the Workers Compensation Agency for assistance at 1-888-396-5041.
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